At Gresham we have many years experience in providing protection for your Guest House and Bed and Breakfast clients. We know you need to be able to provide a comprehensive package cover that can also be tailored to your client’s individual requirements. We also know that in order to continue to be relevant and innovative we need to be able to meet your clients ever changing needs.
Being an MGA allows us the flexibility of reviewing and improving our product range. At Gresham Underwriting we are focused on providing high quality and competitive products. We have a product development team who focus not only on building new products but on assessing our current ones to make sure that they are up to the high standard required in the competitive world of broking.
Our comprehensive package provides:
- Contents are covered for all the usual perils including accidental damage as standard
- Employers £10m limit of indemnity, Public and Products liability now with £5m limit of indemnity as standard
- Business Interruption
- Glass, Money, Goods in Transit, Guests Personal Effects
Extensions and additions can include:
- Amendments to any of the limits and sums insured
- The addition of cover for subsidence, deterioration of stock, private/ domestic contents and valuables
How have we evolved the product?
- We have reviewed our acceptance criteria resulting in more risks being able to be quoted for by us
- We have carried out an extensive review of our business and are now able to be far more targeted and competitive in terms of rating, minimum premiums and excesses
- Our Policy wording and Statement of Facts have been simplified to only apply conditions when they are needed and not applying across the board
- Costs to repair landscaped gardens damaged by emergency services
- Costs to secure the building following a fire or break-in
- Accidental damage to underground services pipes and cables up to £25,000
- Cover for guests’ wedding and Christmas gifts to a maximum of £2,000
Michael Husband commented: “the main message here is that we have reassessed how this product works. We’ve changed our attitude towards ratings and it’s an all round better product for both the broker and the client.”
You can get a quote on the newly refreshed Guest House product by clicking here
Meet your client’s needs and also be in with the chance to win with our 12 Quotes of Christmas promotion. Click here to find out more.