Product Range

Product Range

You can view our wide product range by clicking the sectors below. We have commercial and personal lines products all available to quote in minutes via our online  system. If you do not have a Toba with us you can apply online here.
Our full product range is available to download by clicking here.
Product Range:

Unoccupied Property

Commercial Landlord and Property Owners

Residential Landlord and Property Owners

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Product Range:

Professional Select | Tradesperson | Office | Surgery |

Guest Houses | Legal Expenses |

Shops & Retail | Tattoo Parlours | Hair & Beauty |

Takeaways and fast food | Restaurants

Types of Risks Covered:

Cinemas | Bowling Alleys Breweries |

Metal workers | Garden Centres |

Wholesalers | Warehouses

Professional Select | Tradesperson |

Product Range:

Touring Caravans

Home Assure (household)

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Commercial Property Owners

Types of unoccupied properties covered 

Retail shops 

Offices 

Industrial 

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What types of property/tenants do we cover? 

Retail shops Office properties | Surgeries |

Salons | Industrial | Manufacturing | Leisure

Cooking/Food eg restaurants 

Commercial properties with residential accommodation above 

Types of tenants covered 

Students Professionals 

Asylum seekers 

Benefit assisted individuals and families 

Various others 

Commercial Businesses

Professional Select key features:

Over 300 accepted trades

Flexible commission slider 0% – 35%

Up to 8 persons on cover

Full trade and treatment list available to download

Tradesperson key features:

 Over 200 accepted trades

Flexible commission slider 0% – 35%

Height limit of 50 feet

Full trades list available to download

Types of offices covered:

Accountants | Law Firms 

Independent financial Advisers 

Management Consultants Insurance brokers 

And other types

Types of offices covered:

Doctors surgeries and clinics 

Medical centres 

Dental Surgeries 

Veterinarian practices

Guest House Insurance

Our Guest House product is specifically designed for all proprietors of Guest Houses and Bed and Breakfast businesses with up to 15 rooms. These businesses must normally be occupied by the Insured overnight.

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Legal Expenses 

Legal Expense Insurance provides peace of mind for any individual who comes into contact with the public – and that means all of us. Each of our products has the option to add Legal Expenses as an extension which allows peace of mind for your client at a very affordable price.

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Types of shop covered 

Franchises and concessions

Shopping centres High street premises

Retail parks | Shop units | Many more

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Tattoo Parlours

Designed specifically for people who work in the Tattoo industry, our product will protect your client in a high risk trade. With tattoos rising in popularity and old negative stigmas reducing, this is a popular industry throughout the UK.

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Hair & Beauty

Our ever popular Hair and Beauty policy is designed for all aspects of the Hair and Beauty profession – from hair dressers and barbers to beauty salons and make-up artists.

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Takeaway & Fast Food Restaurants 

Our Takeaway and Fast Food policy is flexible enough to accommodate numerous businesses activities, with optional extensions to suit your client’s requirements.  Our product also allows the extension for outside catering which some businesses may require.

Restaurants

Restaurants come in all shapes and sizes, and regardless of what type of restaurant business your client runs, they will need a product which covers all aspects of their business activities. Our Restaurants product is a commercial combined package policy with the flexibility to suit a variety of businesses and activities.

Combined, Material Damage & Liability

Professional Select key features:

Over 300 accepted trades

Flexible commission slider 0% – 35%

Up to 8 persons on cover

Full trade and treatment list available to download

Tradesperson key features:

 Over 200 accepted trades

Flexible commission slider 0% – 35%

Height limit of 50 feet

Full trades list available to download

Combined, Material Damage & Liability 

We have many different policies tailored to specific trades and professions but what if your client’s business falls outside of these trades? Or what if they are looking for Liability only cover…or Material Damage only? .

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Personal Lines

Touring Caravans

Two covers available: Gold or Silver

Up to £32,000 cover available for written off touring caravans

We write 99% of touring caravan types in the UK

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Home Assure (Household)

Ability to switch to an Unoccupied status without changing policy

Cover available for holiday homes & Air BnB

Cover available for listed buildings, students and more

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