Hair & Beauty

Our ever popular Hair and Beauty policy is designed for all aspects of the Hair and Beauty profession – from hair dressers and barbers to beauty salons and make-up artists. Our list of trades catered for is wide and varied and provides cover tailored to their needs. 

Cover Available 

Our wide breadth of cover provides everything you would expect from a comprehensive insurance product including: 

  • All usual perils are covered including Subsidence and Accidental Damage 
  • Electronic business equipment 
  • Loss of rent payable 
  • Treatment machines 
  • Glass/money/Goods in Transit as standard 





Tailored Extensions for the beauty industry 

We provide extensions for a wide range of treatments including: 

  • Tanning cover for trades that have tanning treatments generating up to 20% of their turnover 
  • Body piercing and hair removal 
  • Pregnancy massage 
  • Advanced electrolysis 
  • Paraffin wax treatments 
  • Intimate waxing 

We have many others available and always aim to accommodate, so please contact us if you have a specific treatment or treatments for which your client needs cover.  


  • Legal Expenses

    A client may think that they will never end up in court, but businesses who deal with the public are always at risk of exposure to a legal case.  

    Though a business may be run to high standards and in accordance with all regulations there is always the risk of exposure to a legal case. Our Legal Expenses comes as a quick and simple add on that offers your client peace of mind and cover in the event they find themselves in the situation where they need legal assistance.

  • A-rated Capacity

    Gresham Underwriting is a Lloyd’s Cover holder and is able to utilise both Lloyd’s and Company market capacity. We only ever use A-rated carriers. Our Hair and Beauty policy is placed under binding authority with AXA Insurance and Axis.