Late Bars (Nightscene)

Our Late Bars (Nightscene) product has been designed to meet the needs of business owners of late bar establishments in the hospitality and leisure industry. The product allows for a wide range of venue types in the industry including: 

  • Wine Bars  
  • Theme Bars (sports bars, cocktail bars) 
  • Live Music Venues 
  • Comedy Clubs  
  • Restaurants with extended opening hours and live entertainment 

Cover Available 

As you would expect from a comprehensive policy we are able to provide cover for all aspects of your insured’s business including covers such as: 

  • Lighting, Sound and Entertainment Equipment 
  • Stock of Alcohol  
  • Stock Deterioration  
  • Loss of Licence  

Tailored Features and Extensions  

Our policy is designed specifically for the late bar sector and cover is tailored so that your client has full peace of mind that all insurance requirements are covered. Our specialised features and extensions include: 

  • Wide variety of acceptable entertainment such as discos, karaoke, DJ’s, bands & comedy acts 
  • Employers Liability cover for directly employed door or security staff 
  • Work Away cover available for pop up bars and events  
  • Failure of Public Utilities Extension  
  • Denial of Access Extension  
  • Legal Expenses Cover

    Though a business may be run to high standards and in accordance to regulations including health and safety, there is always the risk of exposure to a legal case. Our Legal Expenses comes as a quick and simple add on that offers your client peace of mind and cover in the event they find themselves in the situation where they need legal assistance. 

  • A Rated Capacity

    Gresham Underwriting is a Lloyd’s Cover holder and is able to utilise both Lloyd’s and Company market capacity. We only ever use A-rated carriers. Our Late Licence (Nightscene) product is placed under a binding authority with AXA Insurance.