Shops and Retail

Shops and Retail units come in many different shapes and sizes, and regardless of what type of shop or retail unit your client runs, they will need a product which covers all aspects of their business activities. Our Shops & Retail product is a commercial combined package policy with the flexibility to suit a variety of businesses and activities covering both Staff and Property.

Types of Shops Covered:

We cover many different types of Shops & Retail premises including but not limited to:

  • High street premises
  • Shop units
  • Franchises and concessions
  • Shopping centres
  • Retail parks


As you would expect from a comprehensive policy we provide cover for all aspects of your insured’s business including as standard cover such as:

  • Electronic business equipment
  • Glass
  • Goods in transit
  • Liability covers to
    EL £10M
    PL £5M
  • Legal Expenses

    Though a business may be run to high standards and in accordance to regulations including health and safety, there is always the risk of exposure to a legal case. Our Legal Expenses comes as a quick and simple add on that offers your client peace of mind and cover in the event they find themselves in the situation where they need legal assistance.

  • A-rated Capacity

    Gresham Underwriting is a Lloyd’s Cover holder and is able to utilise both Lloyd’s and Company market capacity. We only ever use A-rated carriers. Our Shops and Retail package policy is placed under binding authority with AXA and Axis.